Safe Harbor Program from ANPAC®

At American National Property and Casualty Company (ANPAC®), we offer a comprehensive watercraft policy that shelters your boat while offering you and your family valuable protection. Our flexible policy allows you to choose the amount of coverage that's right for you while offering money-saving discounts and convenient payment options.

Your peace of mind is our goal with ANPAC's Safe Harbor Program. We offer protection for your boat, motor, boat trailer, plus portable and permanent watercraft equipment. Our comprehensive plan covers:

  • Loss or damage to watercraft
  • Replacement cost on the motor
  • Liability for bodily injury or property damage
  • Emergency service coverage
  • Wreck removal
  • Medical expenses including guests
  • Coastal water coverage (up to 75 miles from coastline)

Discounts for the safe watercraft owner are also available through ANPAC®. Take advantage of incredible savings when you insure your watercraft with the Safe Harbor Program.

  • Claim Free Discount - Enjoy up to a 20% discount on your premiums if you are claim-free for a given period of three to six or more years.

  • Multiple Watercraft Discount - If you insure more than one watercraft with ANPAC®, you can take an additional 15% off your premiums.

  • Safety Course Discount - If you have completed a recognized water safety course, you can take an additional 10% off your premiums.

  • Multiple Line Discount - You can save up to 20% on your watercraft premium if you also insure your auto, home, and/or life with American National.

Financial GAP Coverage is a great optional coverage offered in ANPAC's® Safe Harbor Program. GAP Coverage simply means we cover the difference between the actual cash value of the watercraft and the loan balance at the time of theft or total loss.

When the optional GAP Coverage is purchased, ANPAC® will cover you for up to $10,000 in the event you owe more than the actual cash value of the boat.

We help you through the rough waters of a possible loss by offering a variety of extended coverage options on accessories, liability, and towing. You choose the amount of protection you need for you and your family. Call an ANPAC® representative today and see how our flexible policy can be your lifestyle preserver.

ANPAC's Safe Harbor Program offers coverage for most types of watercraft including:

  • Personal Watercraft (PWC)
  • Runabouts
  • Pontoons and Houseboats
  • Sailboats
  • Bass and Fishing Boats
  • Canoes and Rowboats
  • Performance Boats
  • Cabin Cruiser
   
 

 

Representing


American National Insurance Company,
Galveston, TX

American National Property and Casualty Company,
(ANPAC®) Springfield, MO

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, Texas.

* Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company. Life insurance and annuity products are issued by American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois (Texas Residents).

Tax issues that may be discussed are subject to change and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 
   
 
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